S Harish Chandan SEBI REGISTERED RESEARCH ANALYST

S Harish Chandan

Refund and Cancellation Policy

Our research is delivered digitally, so a subscription is final once activated. The narrow circumstances in which a refund applies are set out here.

S Harish Chandan (SEBI Registered Research Analyst, Reg. No. INH000012768) operates in strict adherence to the guidelines, regulations, and circulars issued by the Securities and Exchange Board of India (SEBI) governing Research Analysts.

Because our services involve the delivery of proprietary intellectual property, analytical research reports, and real-time financial market insights, we maintain a clear and transparent Refund and Cancellation Policy.

1. General Policy Overview

Due to the digital nature of our deliverables, including downloadable research reports, strategic recommendations, analytical commentaries, and data-driven insights, all sales and subscription purchases are final. Once a subscription is activated, or a research report or advisory service is delivered or made accessible, it cannot be returned, cancelled, or refunded under any circumstances.

2. Specific Terms for News, Daily Updates, and Short-Term Alerts

Strictly non-refundable. Fees paid for daily market updates, pre-market and post-market snapshots, news summaries, flash alerts, and real-time analytical feeds are non-refundable and non-cancellable from the moment of purchase or subscription activation.

Subscribers acknowledge that market information and news updates are time-sensitive digital commodities. Consequently, cancellation requests or refunds for ongoing daily update plans will not be entertained.

3. Research Reports and Recommendations

Services pertaining to long-term equity research, thematic reports, and structural recommendations are provided after detailed analysis and due diligence.

As research opinions and strategic reports are intellectual property that cannot be recalled once accessed or dispatched, no refunds will be issued once the report has been shared or made available to the client.

4. Fee Payment Compliance

In accordance with SEBI regulations, all payments for research services must be made strictly through authorized banking channels (such as official payment gateways, bank transfers, NEFT or RTGS, or the official UPI handle: harish.ra@validhdfc) linked to the official business account of the Research Analyst. Cash payments are strictly prohibited.

In the rare event of a technical duplication, erroneous double payment, or transaction failure resulting in an incorrect debit, clients are advised to notify us immediately with valid transaction proofs. Verified duplicate payments will be refunded through the original mode of payment within 7 to 10 working days after internal verification.

5. Policy Amendments

S Harish Chandan reserves the right to modify, amend, or update this Refund and Cancellation Policy at any time to align with evolving regulatory frameworks or business requirements. Any changes will be updated and posted directly on our official website.

Contacting Us

For any queries, clarifications, or grievance escalations concerning our fees, services, or policies, please reach out to our Compliance Desk: