S Harish Chandan SEBI REGISTERED RESEARCH ANALYST

S Harish Chandan

Privacy Policy

How we collect, use, store, and protect the personal and financial information of clients, subscribers, and visitors, and how to contact our compliance desk about it.

S Harish Chandan, SEBI Registered Research Analyst, Registration No. INH000012768. Last updated September 2026.

Statutory warning and mandatory disclosure: Investments in securities markets are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, enlistment with a Research Analyst Administration and Supervisory Body (RAASB), and certification from NISM in no way guarantee the performance of the intermediary or provide any assurance of returns to investors.

1. Introduction and scope

S Harish Chandan, operating the website raharishchandan.com, is committed to protecting the privacy and confidentiality of personal and financial information shared by clients, subscribers, and website visitors. As a SEBI Registered Research Analyst, we adhere strictly to the applicable data protection laws of India, including the Information Technology Act, 2000, and guidelines issued by the Securities and Exchange Board of India (SEBI).

This Privacy Policy outlines how we collect, use, store, safeguard, and disclose your information when you access our website, subscribe to our research services, or interact with our communication channels.

2. Information we collect

To provide compliant research services, fulfil regulatory Know Your Customer (KYC) requirements, and ensure seamless delivery of analytical content, we may collect the following categories of information.

  • Personal identification information: Full name, residential or business address, date of birth, PAN (Permanent Account Number), email address, and mobile phone number.
  • KYC and compliance information: Documents and verification records collected through SEBI-registered KYC Registration Agencies (KRAs) as mandated during client onboarding.
  • Financial and transactional details: Bank account details, transaction reference numbers, payment gateway receipts, and official UPI handles (such as harish.ra@validhdfc) used for fee remittances. We do not store or process sensitive banking passwords, trading account passwords, or Demat account credentials.
  • Technical and usage data: IP address, browser type, device information, operating system, and website interaction logs collected automatically via cookies and standard analytical tools when you browse raharishchandan.com.

3. Purpose and use of collected information

The information collected is used strictly for legitimate business and regulatory purposes, including:

  • Processing subscriptions and delivering proprietary research reports, analytical insights, and market updates.
  • Fulfilling statutory onboarding, client agreement execution, and KYC verification mandates required by SEBI and RAASB.
  • Communicating important service updates, advisory notices, or policy changes.
  • Resolving client grievances, technical support requests, and handling compliance enquiries.
  • Maintaining proper audit trails and financial records as mandated by financial regulations.

4. Data security and confidentiality

We implement robust administrative, technical, and physical security measures to protect your personal and financial data against unauthorised access, alteration, disclosure, or destruction.

  • Credential security: We will never ask for your trading account passwords, Demat account details, banking login credentials, or OTPs. Clients are strictly advised never to share sensitive login credentials with anyone.
  • Restricted access: Access to client records is strictly limited to authorised personnel handling compliance and service delivery.

5. Disclosure and sharing of information

We do not sell, trade, or rent your personal information to third parties. Information may be shared only under the following limited circumstances.

  • Regulatory compliance: With SEBI, RAASB, stock exchanges, or other statutory authorities when legally required or mandated by applicable capital market regulations.
  • KYC verification: With SEBI-registered KYC Registration Agencies (KRAs) for client verification purposes.
  • Legal obligations: To comply with court orders, legal processes, or lawful requests from law enforcement agencies.

6. Cookies policy

Our website (raharishchandan.com) uses cookies to enhance user experience, analyse site traffic, and understand user preferences. You can choose to accept or decline cookies through your browser settings, though disabling cookies may affect certain functional features of the website.

7. Policy amendments

We reserve the right to modify, amend, or update this Privacy Policy at any time to reflect changes in legal mandates, regulatory frameworks, or operational practices. Any updates will be posted directly on this page with a revised effective date.

8. Contacting us and grievance desk

For any queries, concerns, or clarifications regarding this Privacy Policy or our data handling practices, please reach out to our Compliance Desk.

Compliance notice: This document is formatted in adherence to the SEBI (Research Analysts) Regulations, 2014 and associated circulars.